[Reader-users] Insuring Mobile Reader

[Charlie Richardson]

Just a story to ponder.  A friend of mine had added a piece of assistive 
technology on his home owners policy as his policy covered $50,000 of 
personal property.  I forget whether it was lost or stolen, but in his 
travels the unit was gone.  The insurance company refused to pay the claim 
because according to them the unit would have to be lost or damaged due to 
catastrophe in the home.

Insurance companies love to collect premiums, but hate to pay claims.  We 
have flood coverage on our policy and when we had a big rain storm and a 
back up in the basement the insurance company refused to pay for the clean 
up because it was sewage back up and according to them not due to an act of 
nature, which I argue the rain storm, but they point out sewage pipes.
----- Original Message ----- 
From: "Evelyn Weckerly" <weckerly at i2k.com>
To: "Kurzweil National Federation of the Blind Reader user list" 
<reader-users at nfbnet.org>
Sent: Wednesday, April 16, 2008 5:36 PM
Subject: Re: [Reader-users] Insuring Mobile Reader


> Hi,
>
> I'm carrying my classic model asa rider on my condo owners' insurance
> policy. They took my word, and I showed them the unit. When the price
> went down, I made the adjustment.
>
> Evelyn
>
> At 03:22 PM 4/16/2008, you wrote:
>>Hi to all:
>>Has anyone had experience securing all risk insurance coverage (sometimes
>>called inland marine coverage) for the Mobile Reader? Although I have
>>previously insured things like Optacons and braille notes in other states
>>with State Farm Insurance, State farm Virginia is refusing to write 
>>coverage
>>for the Mobile Reader, without any explanation. I gave them all of the 
>>info
>>about it, and I would expect that they routinely cover laptops, etc. 
>>Perhaps
>>some discrimination going on here? If so, it will be a good fight.
>>It would be helpful to know if others have had good or bad experiences
>>trying to insure the reader.
>>Thanks.
>>Scott
>>
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>
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