[nfbwatlk] car insurance

Lauren Merryfield lauren1 at catliness.com
Thu Jan 17 23:10:56 CST 2008 

Hi,
Just State Farm and Gieco.  State Farm wanted more.  Thanks
Lauren
----- Original Message ----- 
From: "Robert Sellers" <robertsellers500 at comcast.net>
To: "'NFB of Washington Talk Mailing List'" <nfbwatlk at nfbnet.org>
Sent: Thursday, January 17, 2008 6:20 PM
Subject: Re: [nfbwatlk] car insurance


>
> Did you shop around and check the rates from other insurance companies?
>
> bob
>
> -----Original Message-----
> From: nfbwatlk-bounces at nfbnet.org [mailto:nfbwatlk-bounces at nfbnet.org] On
> Behalf Of Lauren Merryfield
> Sent: Saturday, January 12, 2008 6:10 PM
> To: NFB of Washington Talk Mailing List
> Subject: Re: [nfbwatlk] car insurance
>
> Hi,
> The person who would most likely be driving the car pays around $200 with
> Gieco for his cars and they quoted $350 for me because I wouldn't be
> driving.  He was shocked at the difference in prices.
>
> He would probably just drive the car around the block every now and then
> to
> make sure it is still running.  Then Lynden might drive it when she is
> visiting, which is once a year at most.
>
> $350 for such minor use sounds too high to me, but several people have
> told
> me I would have to pay more because I wouldn't be driving, but they don't
> seem to explain why.
>
> I have also been advised to just sell my old car because keeping it and
> insuring it might cost me more in the long run.  Lynden is old enough now
> that she could rent a car when she comes to visit.
>
> I am trying to figure out which is the best thing to do since the car does
> still run.
> Thanks
> Lauren
> ----- Original Message ----- 
> From: "Mike Freeman" <k7uij at panix.com>
> To: "NFB of Washington Talk Mailing List" <nfbwatlk at nfbnet.org>
> Sent: Saturday, January 12, 2008 5:52 PM
> Subject: Re: [nfbwatlk] car insurance
>
>
>>I think you can legitimately argue that the insurance rate should be
>> based upon that of the driver you will use and that just because *you*
>> aren't driving, you shouldn't be charged a higher rate. However, you
>> aren't going to win trying to argue with an insurance company about
>> insuring your car if you can't specify who will drive it. For in
>> addition to being based upon how easy/popular the car is to steal, how
>> high-performance it is and so on, insurance rates are principally based
>> upon the age, health and driving record of the person who will
>> predominantly drive the vehicle. And this makes sense from the point of
>> view of the insurance company because they're the one taking the risk.
>> You're paying them to take that risk.
>>
>> Mike
>>
>>  ----- Original Message ----- 
>>  From: Lauren Merryfield
>>  To: NFB of Washington Talk Mailing List
>>  Sent: Saturday, January 12, 2008 4:42 PM
>>  Subject: Re: [nfbwatlk] car insurance
>>
>>
>>  Hi,
>>  The problems are that more than one person could end up driving my
>> car, and
>>  they want me to pay a higher premium because I am not the driver.
>>  Thanks
>>  Lauren
>>  ----- Original Message ----- 
>>  From: "Robert Sellers" <robertsellers500 at comcast.net>
>>  To: "'NFB of Washington Talk Mailing List'" <nfbwatlk at nfbnet.org>
>>  Sent: Saturday, January 12, 2008 10:15 AM
>>  Subject: Re: [nfbwatlk] car insurance
>>
>>
>>  >
>>  >
>>  > Lauren,
>>  >
>>  > By now, I'm sure you have had many responses to this post. Insurance
>>  > companies want to insure the person who will be driving the vehicle.
>> I
>>  > was
>>  > in the  same situation when I tried to purchase insurance on my van.
>> I had
>>  > to insure  the person who would be driving. When I sat back and
>> thought
>>  > about it, it made sense.
>>  >
>>  >
>>  >
>>  > -----Original Message-----
>>  > From: nfbwatlk-bounces at nfbnet.org
>> [mailto:nfbwatlk-bounces at nfbnet.org] On
>>  > Behalf Of Lauren Merryfield
>>  > Sent: Sunday, January 06, 2008 8:26 PM
>>  > To: NFB of Washington Talk Mailing List
>>  > Subject: [nfbwatlk] car insurance
>>  >
>>  > Hi,
>>  > I tried to get a policy on my car with Gieco and I would have to pay
>> extra
>>  > since I am not the one driving.  They really wanted the car put
>> under the
>>  > policy of the one who would be driving.  How do I get my own policy
>> and
>>  > not
>>  > have to pay more?
>>  > Thanks
>>  > Lauren
>>  > "I like what Mark Twain said,  "A fellow who picks a cat up by the
>> tail
>>  > gets
>>  > a hundred times as much information as one who's never done it."
>>  > CATLINES has moved to a blog at:
>>  > bizcats.blogs.com/catlines/
>>  > Visit us at our catly site:
>>  > www.catliness.com
>>  >
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