[4alabama] Alabama Long Term Care Cost

[Judy R. Roy]

What is the cost of long term care in Alabama?  The Department of Health and
Human Services estimates that around 60 percent of people over the age of 65
will need some kind of long-term care services.  While many of us will need
it, most don't have a clue about what it cost or how to pay for it.


A 2006 AARP survey reveal that of people age 45 and older mistakenly believe
Medicare will pay for and extended nursing home stay.  What does a nursing
home cost?  In 2006 the daily semi-private room cost $147 or $53,655 per
year.  What does Medicare cover?

Very little.... often nothing.  If a Medicare beneficiary is hospitalized
for at least three days (not counting the day of discharge) and is certified
as needing skilled care, Medicare will pay all costs for up to 20 days in a
skilled care facility. If the beneficiary continues to be certified as
needing skilled care Medicare will pay part of the costs for up to another
80 days, but the co-payment in 2004 is $109.50 per day.  What about
Medicaid? Medicaid pays for care only after other resources are exhausted.
There are strict asset limits to qualify, and in Alabama there is also an
income cap.  Visit the web sites below to become better informed.



http://www.medicaid.state.al.us/programs/long_term_care/index_long_term_care
.aspx?tab=4



http://www.medicaid.state.al.us/programs/long_term_care/index_other_long_ter
m_care_svcs.aspx?tab=4



http://www.adss.state.al.us/



http://www.alabamaconnect.gov/



http://www.aarp.org/sitemap/

Judy R. Roy
Independent Living Resources of Greater Birmingham
206  13th Street S.
Birmingham, AL  35233-1317
Phone  205.251.2223  ext 102
Email  bhamilc1 at bellsouth.net
There are only four kinds of people in the world: those who have been
caregivers; those who are currently caregivers; those who will be
caregivers; those who will need caregivers. - Rosalynn Carter

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What is the cost of long term care in
Alabama
?
 
The Department of Health and Human Services estimates that around 60 percent of people over the age of 65 will need some kind of long-term care services.
 
While many of us will need it, most don't have a clue about what it cost or how to pay for it.
 
 
A 2006 AARP survey reveal that of people age 45 and older mistakenly believe Medicare will pay for and extended nursing home stay.
 
What does a nursing home cost?
 
In 2006 the daily semi-private room cost $147 or $53,655 per year.
 
What does Medicare cover?
Very little.... often nothing.
 
If a Medicare beneficiary is hospitalized for at least three days (not counting the day of discharge) and is certified as needing skilled care, Medicare will pay all costs for up to 20 days in a skilled care facility. If the beneficiary continues to be certified as needing skilled care Medicare will pay part of the costs for up to another 80 days, but the co-payment in 2004 is $109.50 per day. [A]
 
What about Medicaid?
Medicaid pays for care only after other resources are exhausted. There are strict asset limits to qualify, and in
Alabama
there is also an income cap
.
 
Visit the web sites below to become better informed.
 
http://www.medicaid.state.al.us/programs/long_term_care/index_long_term_care.aspx?tab=4 http://www.medicaid.state.al.us/programs/long_term_care/index_long_term_care.aspx?tab=4
 
http://www.medicaid.state.al.us/programs/long_term_care/index_other_long_term_care_svcs.aspx?tab=4 http://www.medicaid.state.al.us/programs/long_term_care/index_other_long_term_care_svcs.aspx?tab=4
 
http://www.adss.state.al.us/ http://www.adss.state.al.us/
 
http://www.alabamaconnect.gov/ http://www.alabamaconnect.gov/
 
http://www.aarp.org/sitemap/ http://www.aarp.org/sitemap/
Judy R. Roy
Independent Living Resources of Greater Birmingham
206  13th Street S.
Birmingham, AL  35233-1317
Phone  205.251.2223  ext 102
Email  bhamilc1 at bellsouth.net
There are only four kinds of people in the world: those who have been caregivers; those who are currently caregivers; those who will be caregivers; those who will need caregivers. - Rosalynn Carter